The TNM Mpamba withdrawal and sending charges for Malawi have since been modified. Some cash-out and cash-in transaction fees have been reduced.
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What is the TNM Mpamba (Telekom Network Money) Malawi Service Code?
Simply dial the USSD code *444# to access TNM Mpamba Telekom Money in Malawi.

TNM Mpamba Withdraw Charges 2025
The chart or table below shows the new TNM Mpamba withdrawal charges: Make sure you scroll to the right to see all the latest rates.
| Minimum Amount Sent in MKW | Maximum Amount Sent in MKW | Cash Out Fees from TNM Mpamba Agents or ATM |
| 100 | 500 | 20 |
| 501 | 1000 | 40 |
| 1001 | 2000 | 85 |
| 2,001 | 3000 | 150 |
| 3,001 | 5000 | 200 |
| 5001 | 10,000 | 380 |
| 10,001 | 20,000 | 750 |
| 20,001 | 40,000 | 1,700 |
| 40,001 | 60,000 | 2,500 |
| 60,001 | 100,000 | 3,750 |
| 100,001 | 200,000 | 6,500 |
| 200,001 | 300,000 | 9,000 |
| 300,001 | 400,000 | 11,000 |
| 400,001 | 500,000 | 12,500 |
| 500,001 | 600,000 | 13,500 |
| 600,001 | 14,500 | |
| 750,001 | 1,500,000 | 14,500 |
TNM Mpamba ATM Withdrawal Charges
| Amount (MK) | Fee (MK) |
| 5,000 | 250 |
| 10,000 | 380 |
| 15,000 | 750 |
| 20,000 | 750 |
| 30,000 | 1,700 |
| 40,000 | 1,700 |
| 50,000 | 2,500 |
| 60,000 | 2,500 |
| 70,000 | 3,750 |
| 80,000 | 3,750 |
TNM Mpamba Sending Charges and Bank Fees
| Airtel Money, Standard bank, and My Bucks | Banks |
| Fee(MK) | Fee(MK) |
| 120 | 100 |
| 140 | 100 |
| 185 | 100 |
| 250 | 100 |
| 300 | 200 |
| 480 | 300 |
| 850 | 500 |
| 1,800 | 800 |
| 2,600 | 1,000 |
| 3,850 | 1,500 |
| 6,600 | 2% |
| 9,100 | 2% |
| 11,100 | 2% |
| 12,600 | 2% |
| 13,600 | 2% |
| 14,600 | 2% |
Bill Payment Charges
| Bands(MK) | ||
| Min (MK) | Max (MK) | Fee (MK) |
| 100 | 10,000 | 200 |
| Above 10,000 | 1% | |
| For TV Subscriptions Above 10,000 | 2% | |
| Bill payment at Agent | Free | |
How To Check TNM Mpamba Balance in Malawi?
To check your TNM Mpamba balance on your phone, do the following:
- Dial the code *444#
- Select the option corresponding to ‘TNM Mpamba Balance.’
- Input your correct mobile money pin and validate.
- You will receive a mini statement via SMS notifying you of your TNM Mpamba balance.
TNM Mpamba Services In Malawi
The main services operated by TNM Malawi include the following:
- Money Transfer (Sending and Receiving)
- Pay Utilities (Water, Electricity, School Fees, etc.)
- Mobile Banking
- Airtime or Credit Transfer
Suggested: Latest Airtel Money Withdraw and Sending Charges in Malawi.







